Documentary film about credits in Swiss Francs, that is, about the problem which dramatically reflects the indifference of the government, left or right, towards their own citizens. The film deals with that problem through different levels: through destinies of credit victims from all over Croatia who suffer serious dramas – increase of credit installment from six to ten thousand Croatian kuna, family breakdowns, illnesses, deaths – and through expert explanations of financial, legal, political, historical and sociological aspects of the problem.

However, it also raises the question why the only reaction of 120 thousand deceived people is just general feeling of helplessness and charges filed by Franak Association, instead of more concrete forms of rebellion, and whether the question of debt (on a wider social level) can be a means for mobilization of masses.